Pet Insurance

General discussion on all labradoodle-related matters - anything not otherwise covered by specific forums on the site.
doodledeb
Posts: 177
Joined: 24 Aug 2009, 10:03
Location: Milton Keynes

Pet Insurance

Post by doodledeb » 08 Sep 2009, 14:40

Was just wondering who everyone has their doods insurance with, what sort of prices are they and what you get for the cover. We have 4 weeks free at the mo from the breeder with Petplan but obviously want to see if i can keep the cost down.Many thanks. :D
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carly
Posts: 672
Joined: 19 Feb 2009, 14:54

Re: Pet Insurance

Post by carly » 08 Sep 2009, 16:11

After much shopping around and lots of reading on line we have Logan insured with Help U Cover (were Pinnicle). It's a life cover plan, about £6K or £7K per year (can't remember of the top of my head :? ) and costs about £18 per month. Pet plan quoted us £44 for £4k life cover :lol: :lol: :lol: .

My one reccommendation would be to get them set up on cover ASAP, cos if anything happens at all during your free cover with pet plan, it could then be excluded for any further ongoing policy you take out. For instance, when our cat was younger he came in limping from a back leg one day. All it needed was a quick trip to the vet, one injection and he has been fine ever since, but if we change, he will be excluded from any treatment required on any problems with any limb, neck or spine :shock: :shock:
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Carly & Logan

iwantadog
Posts: 2883
Joined: 29 Sep 2008, 19:50
Location: Dorset

Re: Pet Insurance

Post by iwantadog » 08 Sep 2009, 16:24

I am also with Help U Cover, I pay £16.32 a month for upto £7000 in vets fees for lifetime cover.

Wendy x
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doodledeb
Posts: 177
Joined: 24 Aug 2009, 10:03
Location: Milton Keynes

Re: Pet Insurance

Post by doodledeb » 08 Sep 2009, 17:01

Thanks Ladies. Was looking at far older posts on here to do with insurance and a few people recommended M&S!! So i got a quote and it is £13. something a month for their premium cover which was £7,000 a yr. Had lots of extras too which the basic cover didn't :D
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Mica1971
Posts: 1167
Joined: 23 Aug 2009, 20:57

Re: Pet Insurance

Post by Mica1971 » 08 Sep 2009, 17:03

Hiya, we went with M&S, think it is £14 per month roughly and covered up to £7k per illness per year. We got it starting on the day we bring him home.
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'An idle mind is the devil's workshop.'
And the devil's name is Alzheimer's!

Mica1971
Posts: 1167
Joined: 23 Aug 2009, 20:57

Re: Pet Insurance

Post by Mica1971 » 08 Sep 2009, 17:04

Oops, didn't see your post before submitting my reply! :lol: :lol:
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'An idle mind is the devil's workshop.'
And the devil's name is Alzheimer's!

doodledeb
Posts: 177
Joined: 24 Aug 2009, 10:03
Location: Milton Keynes

Re: Pet Insurance

Post by doodledeb » 08 Sep 2009, 17:15

:lol: :lol: :lol: It's ok, thanks anyway. Seems a good deal doesn't it?? :wink:
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Mica1971
Posts: 1167
Joined: 23 Aug 2009, 20:57

Re: Pet Insurance

Post by Mica1971 » 08 Sep 2009, 17:30

Yes, I was impressed with what they offered. fingers crossed we never actually need it though!
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'An idle mind is the devil's workshop.'
And the devil's name is Alzheimer's!

Snellis
Posts: 45
Joined: 23 Aug 2009, 22:04

Re: Pet Insurance

Post by Snellis » 08 Sep 2009, 18:34

i've gone for M&S too...just felt confident about the brand I guess. It costs £13 a month and cover seemed to be as good as many others out there. My breeder advised not going for top whack cover as they are cross breeds and less likely to get serious genetic illnesses (touch wood!) so i've gone for basic cover and will put a bit of money away a month in a savings account for emergencies.
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carly
Posts: 672
Joined: 19 Feb 2009, 14:54

Re: Pet Insurance

Post by carly » 08 Sep 2009, 18:45

I've just done a quote to see what M&S would be for us (cover seems pretty much the same as Help u cover) but it came out at £18.63 which is slightly above what we are currently paying. Just shows you the difference they put on a postcode :evil: :evil: :evil:
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Carly & Logan

doodledeb
Posts: 177
Joined: 24 Aug 2009, 10:03
Location: Milton Keynes

Re: Pet Insurance

Post by doodledeb » 08 Sep 2009, 18:46

Just one point Mica!! How old will marley be when you bring him home??? Just thinking you can't claim for the 1st two weeks so god forbid anything went wrong you couldn't claim. Was just wondering if you could start it as soon as he was 8 weeks even if still with the breeder!! :D
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doodledeb
Posts: 177
Joined: 24 Aug 2009, 10:03
Location: Milton Keynes

Re: Pet Insurance

Post by doodledeb » 08 Sep 2009, 18:47

Where do you live Carly???
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gilly g
Posts: 833
Joined: 28 Jun 2009, 20:40

Re: Pet Insurance

Post by gilly g » 08 Sep 2009, 18:53

Just tried to post a reply, but it didn't work!
Try again.. I've recently gone for M&S Premier cover which provides £7000 lifetime vets fees cover. The excess at £70.00 is slightly less than what's available generally in the market at the moment. At £173.28 pa or £14.44 pm (no extra charge for monthly payments), not a bad deal. Though the only time I'll find out how good, is when, sorry, IF, I have to claim (If you have an M&S card, which I don't, you get extra points too)

Mica1971
Posts: 1167
Joined: 23 Aug 2009, 20:57

Re: Pet Insurance

Post by Mica1971 » 08 Sep 2009, 19:04

carly wrote:I've just done a quote to see what M&S would be for us (cover seems pretty much the same as Help u cover) but it came out at £18.63 which is slightly above what we are currently paying. Just shows you the difference they put on a postcode :evil: :evil: :evil:

Carly - did you drop the "Lord"? :lol: :lol: Quite a difference though. I phoned and spoke to them and confirmed what they wanted to put him through as because they didn't have labradoodle. The confirmed it should be a lab cross. Told him they really must start recognising labradoodle! :lol: :lol:
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'An idle mind is the devil's workshop.'
And the devil's name is Alzheimer's!

doodledeb
Posts: 177
Joined: 24 Aug 2009, 10:03
Location: Milton Keynes

Re: Pet Insurance

Post by doodledeb » 08 Sep 2009, 20:33

oooohh!! I put Florence through as a poodle cross (mum is labradoodle, dad is poodle). Think Labradors are more prone to problems so may have made it higher! Just a thought. :roll:
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