Sainsburys Pet Insurance

Discussion of experiences with obtaining and claiming on Pet Insurance, how to select an insurer and what to look for in a policy
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cjp
Posts: 64
Joined: 27 Jan 2013, 20:53

Sainsburys Pet Insurance

Post by cjp » 14 Mar 2013, 12:28

Have been with Sainsburys Pet Insurance for last 2 years, fortunately no claims - just received renewal notice and as well as usual annual hike in price they are changing the excess to 10% of claim plus £75 - is this becoming the norm, seems expensive to me - they blame it on escalating vet bills. Not sure where to look for insurance now. Is there any company that stands out above the rest for a doodle?

pixie's mum
Posts: 2445
Joined: 22 Nov 2011, 19:22
Location: Cheshire

Re: Sainsburys Pet Insurance

Post by pixie's mum » 14 Mar 2013, 12:31

I'm with sainsburys and have had a few claims which they have dealt with very well and efficiently and I stayed with them particularly as I had an elderley dog that I couldn't otherwise get insurance for - I will now however do comparisons at renewal to ensure a good deal.
I have heard good things about John Lewis insurance so will start with that
Kathy
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Glenda
Posts: 2194
Joined: 25 Aug 2010, 00:22
Location: Somerset

Re: Sainsburys Pet Insurance

Post by Glenda » 14 Mar 2013, 14:35

I'm also with Sainsburys and got the same renewal notice as you.

I have had to make 2 claims for Deano and one was particularly large - they were very efficient
and quick to pay out so I have decided to stay with them.

I'm thinking... better the devil you know, than don't! :D :D
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Maggie111
Posts: 3417
Joined: 20 Feb 2012, 12:45

Re: Sainsburys Pet Insurance

Post by Maggie111 » 14 Mar 2013, 14:46

If you haven't made a claim do shop around. We are with PetPlan and Barney's excess is £90. We've been with them for a few years with Boo, with various health problems and we're very happy.
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loubyloufa
Posts: 214
Joined: 29 Feb 2012, 09:32

Re: Sainsburys Pet Insurance

Post by loubyloufa » 14 Mar 2013, 14:59

I too am with PetPlan as a friend has a donkey doodle that had a joint problem and PetPlan were fantastic. They paid out for hydrotherapy/injections and finally an op which fortunately sorted the problem. All of the above we're without quibble!

Masil
Posts: 966
Joined: 18 Mar 2012, 08:28

Re: Sainsburys Pet Insurance

Post by Masil » 14 Mar 2013, 15:15

I am with AXA as it suited our requirements when Coco was insured for the first time last April. I'm expecting the renewal notice in the next couple of weeks and I will shop around if I think the price hike is excessive (we have had no claims). I have heard a lot of talk about premiums going up due to escalating vet bills - the whole industry is ripe for some form of investigation I think :evil:
Many people say it's better to go with a specialist pet insurer rather than a general insurance provider - there have been cases of companies withdrawing from the pet insurance market and then customers being unable to get cover elsewhere due to their pet having an existing condition. A lot of people highly recommend PetPlan - I think they are the best but their premiums reflect that.
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Alfitil
Posts: 173
Joined: 19 May 2012, 20:47

Re: Sainsburys Pet Insurance

Post by Alfitil » 14 Mar 2013, 16:07

Healthy pets are excellant Alfie premium went up by £1.60 and Tilly's £1.10 they don't use the % claim till 5 years old and a choice of two excesses very quick at paying out will pay vet direct never had any problems I also have four cats,including 4 cats 2 doodles I pay £61.00 per month

Salsis
Posts: 264
Joined: 24 Jan 2013, 17:49
Location: Derbyshire

Re: Sainsburys Pet Insurance

Post by Salsis » 14 Mar 2013, 16:58

Ours is with marks and spencer, not had to use it yet but chose this as they have paid out for all kinds of expenses around my brothers dogs hip.
Daisy Doodle & Sal
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