INSURANCE QUOTES

Discussion of experiences with obtaining and claiming on Pet Insurance, how to select an insurer and what to look for in a policy
Doodle Dee
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INSURANCE QUOTES

Post by Doodle Dee » 27 Jun 2013, 13:19

Following on from a recent post - I need to get further quotes as mine seem to be rather expensive

I wonder if we can share what we pay so we can get a good idea of what how and when

I am with Petplan and pay £35.06 per month

This is covered for life

Vet fees £4,000 per year (£100 excess)
complimentary £1000
Death, theft, stray - £650
Boarding fees, advertising, holiday cancellation,quarantine, advertising £1500

That is generalised but I think quite expensive

thanks
Lulu & Dx

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Niandsa
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Re: INSURANCE QUOTES

Post by Niandsa » 27 Jun 2013, 14:26

Poppy is with John Lewis.

I pay £17.29 per month for lifetime cover (probably £16.50ish now they know her breed!)

Up to £10,000 per year (£75 excess)
Complimentary treatment £1000
Death from accident £1500
Death from illness £1000
Lost or stolen £1500
Advertising and reward £1000

And full cover if overseas up to to Policy limits and additionally £3000 for cancelling or cutting short a holiday and £2000 for quarantine.

I think it is a very comprehensive policy. It is their top one (level 4)

HTH :D
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Bid
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Re: INSURANCE QUOTES

Post by Bid » 27 Jun 2013, 14:41

I think it must be post code weighted, because I have a similar Petplan policy - £4000 vet fees and so on, but just a £75 excess. I pay £44 a month for both Daisy & Poppy, and Beamish is just £18 per month. Spike (cat) is £11 per month.
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Doodle Dee
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Re: INSURANCE QUOTES

Post by Doodle Dee » 27 Jun 2013, 16:29

yes it must be post code related - I just got a quote from John Lewis - the cheapest was £57.50!!!!

that is more than double Pet Plan :(
Lulu & Dx

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Niandsa
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Re: INSURANCE QUOTES

Post by Niandsa » 27 Jun 2013, 16:48

Doodle Dee wrote:yes it must be post code related - I just got a quote from John Lewis - the cheapest was £57.50!!!!

that is more than double Pet Plan :(
That's shocking! Vets must be much more expensive near you I suppose but double? That is extortionate. :(

I don't know what to suggest other than maybe ringing them to see if it is a postcode lottery or if there is another reason. :?
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Doodle Dee
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Re: INSURANCE QUOTES

Post by Doodle Dee » 27 Jun 2013, 17:52

i did speak to them and he said it "must" be post code that pur vets here are a lot more expensive :?
Lulu & Dx

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Maisy12
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Re: INSURANCE QUOTES

Post by Maisy12 » 27 Jun 2013, 18:21

wow that's expensive! I was with morethan but then renewed with Argos as it was cheaper & a lower excess. I pay £14.19 each month for the gold cover. There are 3 levels; silver, gold or platinum.

For what i'm paying annually it covers;
Veterinary fees:
£4000
Treatment period:
12 months
Hydrotherapy sessions (dogs only):
5 per condition
Third party liability (dogs only):
£1.5m
Death from accident:
£750
Death from illness:
£750
Cremation fees:
£100
Advertising and reward:
£750
Theft or straying:
£750
Boarding kennel/cattery fees:
£500
Holiday cancellation:
£1500
Accidental damage:
£500

Excess for vet fees is £65
Excess for Accidental damage/third party is £100
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Doodle Dee
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Re: INSURANCE QUOTES

Post by Doodle Dee » 27 Jun 2013, 18:38

that's better but for the lifetime cover it is the Platinum ( had to phone for that as it doesnt say anywhere)bwhich is still cheaper that petplan - so will obviously bear it in mind -thanks
Lulu & Dx

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briansangel
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Re: INSURANCE QUOTES

Post by briansangel » 27 Jun 2013, 18:55

IM with petplan exactly same cover as you and i pay £22 a month xxx
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oakesr
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Re: INSURANCE QUOTES

Post by oakesr » 27 Jun 2013, 19:16

I'm with John Lewis and pay £13.43 a month for lifetime 'essential' cover:

Vet Fees - £3000 pa (£60 excess)
Complementary Treatment - £500
Third Party Liability - £1m (£250 excess)
Death - £500
Cremation - £100
Boarding Kennels - £500
Accidental Damage - £250
Advertising & Reward - £500
Lost/Stolen - £500

They also pay the vet directly.
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nicky16
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Re: INSURANCE QUOTES

Post by nicky16 » 27 Jun 2013, 20:27

I am with petplan and have the same as you and Lexie is £22.99 a month
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Webbs
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Re: INSURANCE QUOTES

Post by Webbs » 27 Jun 2013, 20:28

I would say defo postcode as I was petplan lifetime and im in Hertfordshire. My premium was really high also so I had to make the decision to reduce it to 12 month policy which is 16.00 rather then 30 odd.

I noticed that you are Waltham abbey which is not too far from Watford area on the M25. I am presuming it is because I am within the M25. Not sure if Waltham Abbey is!

Car insurance is awful here too and my daughter was quoted 3000 and she is 17 :shock:
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Doodle Dee
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Re: INSURANCE QUOTES

Post by Doodle Dee » 27 Jun 2013, 20:34

M25 has a lot to ask for - I am not too from you - Junction 26! My aunt lives in Watford takes about 30 mins

I am going to have to seriously think this policy - it is ridiculous
Lulu & Dx

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casa42
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Re: INSURANCE QUOTES

Post by casa42 » 27 Jun 2013, 21:37

Out of interest has anyone claimed off either Petplan or John Lewis as I can't decide between the two?
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Lianne
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Re: INSURANCE QUOTES

Post by Lianne » 27 Jun 2013, 22:30

We're with Sainsburys and paying £17.85 a month. We stuck with them as our retriever George was insured with them and they were absolutely brilliant every time we claimed. The premium we were quoted for him just before he died was crazy high (£123 a month) but he had cancer and was receiving on-going treatment so that was expected.

Lianne and Barney
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