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 Post subject: INSURANCE QUOTES
PostPosted: 27 Jun 2013, 13:19 
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Joined: 30 Dec 2012, 13:50
Posts: 3307
Location: Waltham Abbey
Following on from a recent post - I need to get further quotes as mine seem to be rather expensive

I wonder if we can share what we pay so we can get a good idea of what how and when

I am with Petplan and pay £35.06 per month

This is covered for life

Vet fees £4,000 per year (£100 excess)
complimentary £1000
Death, theft, stray - £650
Boarding fees, advertising, holiday cancellation,quarantine, advertising £1500

That is generalised but I think quite expensive

thanks

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 Post subject: Re: INSURANCE QUOTES
PostPosted: 27 Jun 2013, 14:26 
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Joined: 14 Jun 2012, 22:56
Posts: 460
Location: Wirral
Poppy is with John Lewis.

I pay £17.29 per month for lifetime cover (probably £16.50ish now they know her breed!)

Up to £10,000 per year (£75 excess)
Complimentary treatment £1000
Death from accident £1500
Death from illness £1000
Lost or stolen £1500
Advertising and reward £1000

And full cover if overseas up to to Policy limits and additionally £3000 for cancelling or cutting short a holiday and £2000 for quarantine.

I think it is a very comprehensive policy. It is their top one (level 4)

HTH :D

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 Post subject: Re: INSURANCE QUOTES
PostPosted: 27 Jun 2013, 14:41 
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Joined: 03 Nov 2006, 20:30
Posts: 18703
Location: South Dorset
I think it must be post code weighted, because I have a similar Petplan policy - £4000 vet fees and so on, but just a £75 excess. I pay £44 a month for both Daisy & Poppy, and Beamish is just £18 per month. Spike (cat) is £11 per month.

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 Post subject: Re: INSURANCE QUOTES
PostPosted: 27 Jun 2013, 16:29 
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Joined: 30 Dec 2012, 13:50
Posts: 3307
Location: Waltham Abbey
yes it must be post code related - I just got a quote from John Lewis - the cheapest was £57.50!!!!

that is more than double Pet Plan :(

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 Post subject: Re: INSURANCE QUOTES
PostPosted: 27 Jun 2013, 16:48 
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Joined: 14 Jun 2012, 22:56
Posts: 460
Location: Wirral
Doodle Dee wrote:
yes it must be post code related - I just got a quote from John Lewis - the cheapest was £57.50!!!!

that is more than double Pet Plan :(


That's shocking! Vets must be much more expensive near you I suppose but double? That is extortionate. :(

I don't know what to suggest other than maybe ringing them to see if it is a postcode lottery or if there is another reason. :?

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 Post subject: Re: INSURANCE QUOTES
PostPosted: 27 Jun 2013, 17:52 
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Joined: 30 Dec 2012, 13:50
Posts: 3307
Location: Waltham Abbey
i did speak to them and he said it "must" be post code that pur vets here are a lot more expensive :?

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 Post subject: Re: INSURANCE QUOTES
PostPosted: 27 Jun 2013, 18:21 
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Joined: 23 May 2012, 00:33
Posts: 238
Location: Orpington
wow that's expensive! I was with morethan but then renewed with Argos as it was cheaper & a lower excess. I pay £14.19 each month for the gold cover. There are 3 levels; silver, gold or platinum.

For what i'm paying annually it covers;
Veterinary fees:
£4000
Treatment period:
12 months
Hydrotherapy sessions (dogs only):
5 per condition
Third party liability (dogs only):
£1.5m
Death from accident:
£750
Death from illness:
£750
Cremation fees:
£100
Advertising and reward:
£750
Theft or straying:
£750
Boarding kennel/cattery fees:
£500
Holiday cancellation:
£1500
Accidental damage:
£500

Excess for vet fees is £65
Excess for Accidental damage/third party is £100

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 Post subject: Re: INSURANCE QUOTES
PostPosted: 27 Jun 2013, 18:38 
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Joined: 30 Dec 2012, 13:50
Posts: 3307
Location: Waltham Abbey
that's better but for the lifetime cover it is the Platinum ( had to phone for that as it doesnt say anywhere)bwhich is still cheaper that petplan - so will obviously bear it in mind -thanks

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 Post subject: Re: INSURANCE QUOTES
PostPosted: 27 Jun 2013, 18:55 
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Joined: 31 Oct 2012, 02:55
Posts: 1133
IM with petplan exactly same cover as you and i pay £22 a month xxx

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 Post subject: Re: INSURANCE QUOTES
PostPosted: 27 Jun 2013, 19:16 
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Joined: 19 Mar 2013, 16:08
Posts: 515
Location: Wirral
I'm with John Lewis and pay £13.43 a month for lifetime 'essential' cover:

Vet Fees - £3000 pa (£60 excess)
Complementary Treatment - £500
Third Party Liability - £1m (£250 excess)
Death - £500
Cremation - £100
Boarding Kennels - £500
Accidental Damage - £250
Advertising & Reward - £500
Lost/Stolen - £500

They also pay the vet directly.

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 Post subject: Re: INSURANCE QUOTES
PostPosted: 27 Jun 2013, 20:27 
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Joined: 29 Mar 2012, 15:15
Posts: 885
Location: Dorset
I am with petplan and have the same as you and Lexie is £22.99 a month

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 Post subject: Re: INSURANCE QUOTES
PostPosted: 27 Jun 2013, 20:28 
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Joined: 19 Feb 2011, 13:09
Posts: 275
Location: Watford, Hertfordshire
I would say defo postcode as I was petplan lifetime and im in Hertfordshire. My premium was really high also so I had to make the decision to reduce it to 12 month policy which is 16.00 rather then 30 odd.

I noticed that you are Waltham abbey which is not too far from Watford area on the M25. I am presuming it is because I am within the M25. Not sure if Waltham Abbey is!

Car insurance is awful here too and my daughter was quoted 3000 and she is 17 :shock:

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 Post subject: Re: INSURANCE QUOTES
PostPosted: 27 Jun 2013, 20:34 
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Joined: 30 Dec 2012, 13:50
Posts: 3307
Location: Waltham Abbey
M25 has a lot to ask for - I am not too from you - Junction 26! My aunt lives in Watford takes about 30 mins

I am going to have to seriously think this policy - it is ridiculous

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 Post subject: Re: INSURANCE QUOTES
PostPosted: 27 Jun 2013, 21:37 
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Joined: 12 Aug 2011, 17:13
Posts: 247
Out of interest has anyone claimed off either Petplan or John Lewis as I can't decide between the two?

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 Post subject: Re: INSURANCE QUOTES
PostPosted: 27 Jun 2013, 22:30 
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Joined: 14 Feb 2013, 23:34
Posts: 87
Location: Leigh on sea, Essex
We're with Sainsburys and paying £17.85 a month. We stuck with them as our retriever George was insured with them and they were absolutely brilliant every time we claimed. The premium we were quoted for him just before he died was crazy high (£123 a month) but he had cancer and was receiving on-going treatment so that was expected.

Lianne and Barney
Xx

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